Attention homeowners in Orlando and Orange County: Get an Appraisal today!
Check out the top 7 reasons why FL homeowners need Citi Appraisal Enterprise:
Need help deciding the price of your house in or near Orlando, FL?
At Citi Appraisal Enterprise, we understand the particular needs of a homeowner looking for appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate industry that ordinarily doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Citi Appraisal Enterprise are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're veterans in helping customers just like you delete unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. A professional appraisal from Citi Appraisal Enterprise is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Citi Appraisal Enterprise can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Citi Appraisal Enterprise can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Citi Appraisal Enterprise can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.